Call reports 2014
COLUMBIA SAVINGS AND LOAN ASSOCIATION — 2014
What COLUMBIA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,995,000 | 24,150,000 | 24,345,000 | 23,371,000 |
| Total loans | 19,360,000 | 19,321,000 | 19,396,000 | 19,538,000 |
| Allowance for loan losses | 310,000 | 310,000 | 310,000 | 310,000 |
| Securities available for sale | 20,000 | 20,000 | 18,000 | 18,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,539,000 | 21,692,000 | 21,849,000 | 21,000,000 |
| Interest-bearing deposits | 21,498,000 | 21,654,000 | 21,807,000 | 20,977,000 |
| Noninterest-bearing deposits | 41,000 | 38,000 | 42,000 | 23,000 |
| Equity capital | 2,368,000 | 2,360,000 | 2,357,000 | 2,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 566,000 | 857,000 | 1,112,000 |
| Interest expense | 39,000 | 78,000 | 116,000 | 154,000 |
| Net interest income | 243,000 | 488,000 | 741,000 | 958,000 |
| Noninterest income | 1,000 | -1,000 | 2,000 | 5,000 |
| Noninterest expense | 253,000 | 504,000 | 761,000 | 989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -9,000 | -17,000 | -18,000 | -26,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | -9,000 | -17,000 | -18,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,271,000 | 2,263,000 | 2,262,000 | 2,257,000 |
| Total capital | 2,484,000 | 2,476,000 | 2,471,000 | 2,470,000 |
| Risk-weighted assets | 16,980,000 | 16,917,000 | 16,651,000 | 16,988,000 |