Call reports 2012
COLUMBIA SAVINGS AND LOAN ASSOCIATION — 2012
What COLUMBIA SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,385,000 | 23,650,000 | 24,114,000 | 22,598,000 |
| Total loans | 18,410,000 | 18,878,000 | 19,283,000 | 19,348,000 |
| Allowance for loan losses | 444,000 | 444,000 | 417,000 | 418,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,982,000 | 21,258,000 | 21,666,000 | 20,260,000 |
| Interest-bearing deposits | 20,945,000 | 21,221,000 | 21,625,000 | 20,232,000 |
| Noninterest-bearing deposits | 37,000 | 37,000 | 41,000 | 28,000 |
| Equity capital | 2,352,000 | 2,370,000 | 2,365,000 | 2,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 612,000 | 913,000 | 1,204,000 |
| Interest expense | 57,000 | 111,000 | 161,000 | 207,000 |
| Net interest income | 248,000 | 501,000 | 752,000 | 997,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 5,000 |
| Noninterest expense | 251,000 | 487,000 | 744,000 | 1,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | 16,000 | 11,000 | -27,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 16,000 | 11,000 | -27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,309,000 | 2,323,000 | 2,322,000 | 2,284,000 |
| Total capital | 2,515,000 | 2,532,000 | 2,322,000 | 2,503,000 |
| Risk-weighted assets | 16,256,000 | 16,501,000 | 16,519,000 | 16,554,000 |