Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 172,134,000 | 170,654,000 |
| Total loans | 63,079,000 | 59,464,000 |
| Allowance for loan losses | 1,124,000 | 1,153,000 |
| Securities available for sale | 71,504,000 | 74,255,000 |
| Securities held to maturity | 1,300,000 | 1,300,000 |
| Trading assets | 0 | 0 |
| Total deposits | 147,637,000 | 145,588,000 |
| Interest-bearing deposits | 108,766,000 | 108,089,000 |
| Noninterest-bearing deposits | 38,871,000 | 37,499,000 |
| Equity capital | 23,705,000 | 24,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,079,000 | 4,193,000 |
| Interest expense | 370,000 | 760,000 |
| Net interest income | 1,709,000 | 3,433,000 |
| Noninterest income | 186,000 | 386,000 |
| Noninterest expense | 783,000 | 1,528,000 |
| Provision for loan losses | 40,000 | 70,000 |
| Pretax income | 1,072,000 | 2,221,000 |
| Income tax | 225,000 | 459,000 |
| Net income | 847,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,537,000 | 27,451,000 |