Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,292,000 | 115,052,000 | 114,201,000 | 116,277,000 |
| Total loans | 48,527,000 | 47,381,000 | 46,875,000 | 46,047,000 |
| Allowance for loan losses | 839,000 | 970,000 | 632,000 | 663,000 |
| Securities available for sale | 55,030,000 | 51,554,000 | 51,216,000 | 47,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,136,000 | 98,292,000 | 97,196,000 | 100,819,000 |
| Interest-bearing deposits | 79,484,000 | 77,637,000 | 75,147,000 | 79,274,000 |
| Noninterest-bearing deposits | 20,652,000 | 20,656,000 | 22,049,000 | 21,546,000 |
| Equity capital | 15,830,000 | 16,176,000 | 16,488,000 | 15,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,044,000 | 3,034,000 | 4,013,000 |
| Interest expense | 111,000 | 215,000 | 316,000 | 411,000 |
| Net interest income | 936,000 | 1,829,000 | 2,718,000 | 3,602,000 |
| Noninterest income | 66,000 | 134,000 | 100,000 | 172,000 |
| Noninterest expense | 890,000 | 1,757,000 | 2,435,000 | 3,154,000 |
| Provision for loan losses | 0 | 170,000 | 75,000 | 195,000 |
| Pretax income | 150,000 | 284,000 | 670,000 | 787,000 |
| Income tax | 0 | 40,000 | 74,000 | 109,000 |
| Net income | 150,000 | 244,000 | 596,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,496,000 | 15,627,000 | 15,981,000 | 16,061,000 |
| Total capital | 16,262,000 | 16,370,000 | 16,613,000 | 16,724,000 |
| Risk-weighted assets | 61,123,000 | 59,145,000 | 58,279,000 | 58,200,000 |