Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,903,000 | 115,400,000 | 112,574,000 | 118,585,000 |
| Total loans | 50,057,000 | 50,004,000 | 49,815,000 | 48,571,000 |
| Allowance for loan losses | 736,000 | 757,000 | 818,000 | 877,000 |
| Securities available for sale | 51,207,000 | 51,470,000 | 51,592,000 | 51,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,334,000 | 100,292,000 | 96,791,000 | 102,728,000 |
| Interest-bearing deposits | 81,407,000 | 80,439,000 | 77,412,000 | 82,615,000 |
| Noninterest-bearing deposits | 20,927,000 | 19,853,000 | 19,380,000 | 20,114,000 |
| Equity capital | 15,250,000 | 14,655,000 | 15,223,000 | 15,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,214,000 | 3,347,000 | 4,466,000 |
| Interest expense | 153,000 | 296,000 | 427,000 | 546,000 |
| Net interest income | 935,000 | 1,918,000 | 2,920,000 | 3,920,000 |
| Noninterest income | 82,000 | 146,000 | 259,000 | 225,000 |
| Noninterest expense | 848,000 | 1,716,000 | 2,586,000 | 3,160,000 |
| Provision for loan losses | 50,000 | 110,000 | 180,000 | 240,000 |
| Pretax income | 95,000 | 141,000 | 246,000 | 555,000 |
| Income tax | 1,000 | 6,000 | 9,000 | 10,000 |
| Net income | 94,000 | 135,000 | 237,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,386,000 | 15,427,000 | 15,529,000 | 15,365,000 |
| Total capital | 16,122,000 | 16,184,000 | 16,347,000 | 16,108,000 |
| Risk-weighted assets | 66,350,000 | 64,693,000 | 65,733,000 | 59,193,000 |