Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,896,000 | 115,614,000 | 111,404,000 | 114,917,000 |
| Total loans | 58,365,000 | 56,430,000 | 55,641,000 | 55,550,000 |
| Allowance for loan losses | 758,000 | 750,000 | 772,000 | 846,000 |
| Securities available for sale | 47,589,000 | 44,837,000 | 44,827,000 | 43,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,053,000 | 102,137,000 | 98,319,000 | 101,896,000 |
| Interest-bearing deposits | 86,328,000 | 84,523,000 | 81,415,000 | 85,010,000 |
| Noninterest-bearing deposits | 18,725,000 | 17,614,000 | 16,905,000 | 16,886,000 |
| Equity capital | 14,536,000 | 13,077,000 | 12,645,000 | 12,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,394,000 | 3,584,000 | 4,784,000 |
| Interest expense | 207,000 | 400,000 | 587,000 | 763,000 |
| Net interest income | 1,016,000 | 1,994,000 | 2,997,000 | 4,021,000 |
| Noninterest income | 104,000 | 183,000 | 274,000 | 250,000 |
| Noninterest expense | 812,000 | 1,589,000 | 2,462,000 | 3,197,000 |
| Provision for loan losses | 225,000 | 495,000 | 565,000 | 686,000 |
| Pretax income | 63,000 | 90,000 | 181,000 | 284,000 |
| Income tax | 5,000 | 11,000 | 24,000 | 0 |
| Net income | 58,000 | 79,000 | 157,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,740,000 | 14,761,000 | 14,839,000 | 14,966,000 |
| Total capital | 15,498,000 | 15,511,000 | 15,611,000 | 15,787,000 |
| Risk-weighted assets | 72,237,000 | 67,981,000 | 65,076,000 | 65,634,000 |