Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,258,000 | 120,929,000 | 115,073,000 | 121,055,000 |
| Total loans | 68,655,000 | 66,645,000 | 67,895,000 | 61,237,000 |
| Allowance for loan losses | 811,000 | 820,000 | 751,000 | 802,000 |
| Securities available for sale | 42,935,000 | 44,717,000 | 37,724,000 | 34,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,131,000 | 105,715,000 | 99,285,000 | 105,895,000 |
| Interest-bearing deposits | 91,899,000 | 87,791,000 | 82,264,000 | 88,705,000 |
| Noninterest-bearing deposits | 20,232,000 | 17,925,000 | 17,022,000 | 17,190,000 |
| Equity capital | 14,683,000 | 14,793,000 | 15,123,000 | 14,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,803,000 | 4,115,000 | 5,378,000 |
| Interest expense | 324,000 | 608,000 | 865,000 | 1,099,000 |
| Net interest income | 1,088,000 | 2,195,000 | 3,250,000 | 4,279,000 |
| Noninterest income | -93,000 | -28,000 | 110,000 | 185,000 |
| Noninterest expense | 803,000 | 1,514,000 | 2,313,000 | 3,075,000 |
| Provision for loan losses | 282,000 | 819,000 | 1,306,000 | 1,859,000 |
| Pretax income | 49,000 | 141,000 | 182,000 | 32,000 |
| Income tax | 15,000 | 6,000 | 28,000 | 0 |
| Net income | 34,000 | 135,000 | 154,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,684,000 | 14,786,000 | 14,805,000 | 14,682,000 |
| Total capital | 15,495,000 | 15,606,000 | 15,556,000 | 15,484,000 |
| Risk-weighted assets | 80,413,000 | 78,281,000 | 77,082,000 | 73,515,000 |