Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,035,000 | 124,691,000 | 123,241,000 | 128,697,000 |
| Total loans | 77,431,000 | 77,048,000 | 76,630,000 | 71,556,000 |
| Allowance for loan losses | 787,000 | 855,000 | 900,000 | 943,000 |
| Securities available for sale | 35,877,000 | 33,873,000 | 34,374,000 | 40,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,426,000 | 109,396,000 | 107,509,000 | 113,363,000 |
| Interest-bearing deposits | 95,734,000 | 93,515,000 | 91,195,000 | 95,765,000 |
| Noninterest-bearing deposits | 17,691,000 | 15,880,000 | 16,314,000 | 17,599,000 |
| Equity capital | 13,989,000 | 14,620,000 | 14,902,000 | 14,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,321,000 | 4,900,000 | 6,293,000 |
| Interest expense | 489,000 | 943,000 | 1,356,000 | 1,732,000 |
| Net interest income | 1,165,000 | 2,378,000 | 3,544,000 | 4,561,000 |
| Noninterest income | -288,000 | -252,000 | -667,000 | -742,000 |
| Noninterest expense | 808,000 | 1,637,000 | 2,391,000 | 3,045,000 |
| Provision for loan losses | 0 | 332,000 | 447,000 | 597,000 |
| Pretax income | 28,000 | 157,000 | 203,000 | 297,000 |
| Income tax | 0 | 20,000 | 41,000 | 21,000 |
| Net income | 28,000 | 137,000 | 162,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,533,000 | 14,641,000 | 14,667,000 | 14,650,000 |
| Total capital | 15,320,000 | 15,496,000 | 15,567,000 | 15,593,000 |
| Risk-weighted assets | 90,383,000 | 87,800,000 | 85,431,000 | 83,002,000 |