Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 131,044,000 | 129,750,000 | 128,207,000 | 128,713,000 |
| Total loans | 85,077,000 | 84,882,000 | 84,024,000 | 80,589,000 |
| Allowance for loan losses | 601,000 | 805,000 | 760,000 | 822,000 |
| Securities available for sale | 34,657,000 | 35,700,000 | 32,325,000 | 32,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,865,000 | 114,098,000 | 112,352,000 | 114,215,000 |
| Interest-bearing deposits | 99,554,000 | 98,797,000 | 95,256,000 | 98,463,000 |
| Noninterest-bearing deposits | 16,311,000 | 15,302,000 | 17,096,000 | 15,752,000 |
| Equity capital | 14,418,000 | 14,713,000 | 14,798,000 | 13,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,477,000 | 5,234,000 | 6,927,000 |
| Interest expense | 648,000 | 1,291,000 | 1,903,000 | 2,445,000 |
| Net interest income | 1,098,000 | 2,186,000 | 3,331,000 | 4,482,000 |
| Noninterest income | -89,000 | -19,000 | 53,000 | -404,000 |
| Noninterest expense | 768,000 | 1,546,000 | 2,327,000 | 2,935,000 |
| Provision for loan losses | 154,000 | 414,000 | 910,000 | 1,001,000 |
| Pretax income | 79,000 | 263,000 | 317,000 | 288,000 |
| Income tax | 0 | 37,000 | 46,000 | 26,000 |
| Net income | 79,000 | 226,000 | 271,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,447,000 | 14,595,000 | 14,640,000 | 14,504,000 |
| Total capital | 15,048,000 | 15,400,000 | 15,400,000 | 15,326,000 |
| Risk-weighted assets | 92,450,000 | 93,506,000 | 93,925,000 | 93,891,000 |