Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,753,000 | 119,772,000 | 120,593,000 | 127,603,000 |
| Total loans | 81,370,000 | 80,837,000 | 82,465,000 | 83,202,000 |
| Allowance for loan losses | 936,000 | 656,000 | 1,039,000 | 1,138,000 |
| Securities available for sale | 27,817,000 | 29,956,000 | 28,680,000 | 28,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,306,000 | 103,918,000 | 104,517,000 | 112,609,000 |
| Interest-bearing deposits | 92,569,000 | 90,664,000 | 90,107,000 | 97,808,000 |
| Noninterest-bearing deposits | 13,737,000 | 13,254,000 | 14,410,000 | 14,801,000 |
| Equity capital | 14,614,000 | 14,451,000 | 15,062,000 | 14,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,333,000 | 5,044,000 | 6,669,000 |
| Interest expense | 763,000 | 1,494,000 | 2,201,000 | 2,872,000 |
| Net interest income | 891,000 | 1,839,000 | 2,843,000 | 3,797,000 |
| Noninterest income | 119,000 | -25,000 | 202,000 | 95,000 |
| Noninterest expense | 747,000 | 1,446,000 | 2,308,000 | 3,027,000 |
| Provision for loan losses | 280,000 | 364,000 | 738,000 | 833,000 |
| Pretax income | 225,000 | 241,000 | 218,000 | 282,000 |
| Income tax | 54,000 | 21,000 | 3,000 | 29,000 |
| Net income | 171,000 | 220,000 | 215,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,826,000 | 14,874,000 | 14,870,000 | 14,369,000 |
| Total capital | 15,762,000 | 15,530,000 | 15,909,000 | 15,501,000 |
| Risk-weighted assets | 86,866,000 | 84,405,000 | 87,936,000 | 90,544,000 |