Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 117,364,000 | 117,264,000 | 118,515,000 | 119,701,000 |
| Total loans | 54,398,000 | 56,426,000 | 59,095,000 | 61,859,000 |
| Allowance for loan losses | 679,000 | 704,000 | 701,000 | 736,000 |
| Securities available for sale | 56,381,000 | 55,307,000 | 54,897,000 | 53,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,069,000 | 102,966,000 | 101,266,000 | 103,630,000 |
| Interest-bearing deposits | 87,657,000 | 88,915,000 | 88,283,000 | 88,927,000 |
| Noninterest-bearing deposits | 15,412,000 | 14,051,000 | 12,983,000 | 14,703,000 |
| Equity capital | 11,553,000 | 11,573,000 | 12,295,000 | 12,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,257,000 | 5,010,000 | 6,856,000 |
| Interest expense | 729,000 | 1,540,000 | 2,452,000 | 3,436,000 |
| Net interest income | 849,000 | 1,717,000 | 2,558,000 | 3,420,000 |
| Noninterest income | 130,000 | 280,000 | 445,000 | 596,000 |
| Noninterest expense | 617,000 | 1,250,000 | 1,888,000 | 2,522,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 327,000 | 678,000 | 1,013,000 | 1,359,000 |
| Income tax | 78,000 | 174,000 | 257,000 | 333,000 |
| Net income | 249,000 | 504,000 | 756,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,017,000 | 13,273,000 | 13,525,000 | 13,434,000 |
| Total capital | 13,696,000 | 13,977,000 | 14,226,000 | 14,170,000 |
| Risk-weighted assets | 67,611,000 | 69,849,000 | 71,670,000 | 73,841,000 |