Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,446,000 | 88,311,000 | 88,737,000 | 90,254,000 |
| Total loans | 44,310,000 | 44,863,000 | 44,986,000 | 42,518,000 |
| Allowance for loan losses | 673,000 | 691,000 | 670,000 | 691,000 |
| Securities available for sale | 40,125,000 | 40,979,000 | 38,318,000 | 43,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,151,000 | 74,562,000 | 76,688,000 | 78,591,000 |
| Interest-bearing deposits | 63,642,000 | 62,994,000 | 65,516,000 | 67,204,000 |
| Noninterest-bearing deposits | 11,509,000 | 11,568,000 | 11,172,000 | 11,387,000 |
| Equity capital | 10,213,000 | 10,972,000 | 11,543,000 | 11,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,730,000 | 4,026,000 | 5,268,000 |
| Interest expense | 573,000 | 1,093,000 | 1,583,000 | 2,051,000 |
| Net interest income | 806,000 | 1,637,000 | 2,443,000 | 3,217,000 |
| Noninterest income | 97,000 | 193,000 | 308,000 | 408,000 |
| Noninterest expense | 503,000 | 1,034,000 | 1,542,000 | 2,112,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 436,000 | 821,000 | 1,233,000 | 1,508,000 |
| Income tax | 111,000 | 249,000 | 387,000 | 458,000 |
| Net income | 325,000 | 572,000 | 846,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,672,000 | 10,919,000 | 11,193,000 | 10,897,000 |
| Total capital | 11,299,000 | 11,543,000 | 11,824,000 | 11,513,000 |
| Risk-weighted assets | 50,094,000 | 49,819,000 | 50,429,000 | 49,210,000 |