Call reports 2001
FARMERS AND MERCHANTS BANK — 2001
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,051,000 | 82,058,000 | 81,955,000 | 84,716,000 |
| Total loans | 40,753,000 | 41,021,000 | 43,435,000 | 41,626,000 |
| Allowance for loan losses | 644,000 | 657,000 | 667,000 | 659,000 |
| Securities available for sale | 34,859,000 | 32,398,000 | 35,387,000 | 39,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,844,000 | 71,477,000 | 68,894,000 | 74,001,000 |
| Interest-bearing deposits | 60,242,000 | 59,579,000 | 58,641,000 | 63,319,000 |
| Noninterest-bearing deposits | 10,602,000 | 11,899,000 | 10,253,000 | 10,682,000 |
| Equity capital | 9,557,000 | 9,965,000 | 10,617,000 | 10,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,979,000 | 4,466,000 | 5,868,000 |
| Interest expense | 767,000 | 1,503,000 | 2,207,000 | 2,838,000 |
| Net interest income | 719,000 | 1,476,000 | 2,259,000 | 3,030,000 |
| Noninterest income | 102,000 | 209,000 | 319,000 | 423,000 |
| Noninterest expense | 519,000 | 1,012,000 | 1,514,000 | 2,041,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 321,000 | 714,000 | 1,121,000 | 1,447,000 |
| Income tax | 93,000 | 190,000 | 308,000 | 439,000 |
| Net income | 228,000 | 524,000 | 813,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,017,000 | 10,313,000 | 10,602,000 | 10,347,000 |
| Total capital | 10,584,000 | 10,890,000 | 11,201,000 | 10,937,000 |
| Risk-weighted assets | 45,243,000 | 46,081,000 | 47,830,000 | 47,142,000 |