Call reports 2026
VERGAS STATE BANK — 2026
What VERGAS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 59,076,000 | 60,674,000 |
| Total loans | 34,405,000 | 35,108,000 |
| Allowance for loan losses | 425,000 | 425,000 |
| Securities available for sale | 9,726,000 | 10,367,000 |
| Securities held to maturity | 1,377,000 | 1,376,000 |
| Trading assets | 0 | 0 |
| Total deposits | 50,065,000 | 51,499,000 |
| Interest-bearing deposits | 37,359,000 | 38,767,000 |
| Noninterest-bearing deposits | 12,706,000 | 12,732,000 |
| Equity capital | 8,698,000 | 8,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 796,000 | 1,624,000 |
| Interest expense | 194,000 | 386,000 |
| Net interest income | 602,000 | 1,238,000 |
| Noninterest income | 18,000 | 29,000 |
| Noninterest expense | 340,000 | 717,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 280,000 | 550,000 |
| Income tax | 114,000 | 141,000 |
| Net income | 166,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,737,000 | 8,980,000 |