Call report 2025Q1
VERGAS STATE BANK — 2025Q1
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,033,000 | USD | evidence → |
| Total loans | 28,185,000 | USD | evidence → |
| Allowance for loan losses | 414,000 | USD | evidence → |
| Securities available for sale | 14,161,000 | USD | evidence → |
| Securities held to maturity | 1,556,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,836,000 | USD | evidence → |
| Interest-bearing deposits | 34,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,817,000 | USD | evidence → |
| Equity capital | 8,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 650,000 | USD | evidence → |
| Interest expense | 179,000 | USD | evidence → |
| Net interest income | 471,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 303,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 184,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,150,000 | USD | evidence → |