Call report 2008Q4
VERGAS STATE BANK — 2008Q4
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,483,000 | USD | evidence → |
| Total loans | 18,562,000 | USD | evidence → |
| Allowance for loan losses | 394,000 | USD | evidence → |
| Securities available for sale | 11,781,000 | USD | evidence → |
| Securities held to maturity | 2,432,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,771,000 | USD | evidence → |
| Interest-bearing deposits | 26,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,001,000 | USD | evidence → |
| Equity capital | 5,407,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,066,000 | USD | evidence → |
| Interest expense | 886,000 | USD | evidence → |
| Net interest income | 1,180,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 941,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 373,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,384,000 | USD | evidence → |
| Total capital | 5,642,000 | USD | evidence → |
| Risk-weighted assets | 20,486,000 | USD | evidence → |