Call report 2005Q4
VERGAS STATE BANK — 2005Q4
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,314,000 | USD | evidence → |
| Total loans | 17,014,000 | USD | evidence → |
| Allowance for loan losses | 285,000 | USD | evidence → |
| Securities available for sale | 12,140,000 | USD | evidence → |
| Securities held to maturity | 2,239,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,976,000 | USD | evidence → |
| Interest-bearing deposits | 25,529,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,447,000 | USD | evidence → |
| Equity capital | 5,187,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,918,000 | USD | evidence → |
| Interest expense | 622,000 | USD | evidence → |
| Net interest income | 1,296,000 | USD | evidence → |
| Noninterest income | 138,000 | USD | evidence → |
| Noninterest expense | 854,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 548,000 | USD | evidence → |
| Income tax | 213,000 | USD | evidence → |
| Net income | 335,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,366,000 | USD | evidence → |
| Total capital | 5,615,000 | USD | evidence → |
| Risk-weighted assets | 19,868,000 | USD | evidence → |