Call report 2004Q4
VERGAS STATE BANK — 2004Q4
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,490,000 | USD | evidence → |
| Total loans | 16,672,000 | USD | evidence → |
| Allowance for loan losses | 254,000 | USD | evidence → |
| Securities available for sale | 12,662,000 | USD | evidence → |
| Securities held to maturity | 2,440,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,298,000 | USD | evidence → |
| Interest-bearing deposits | 25,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,668,000 | USD | evidence → |
| Equity capital | 5,044,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,836,000 | USD | evidence → |
| Interest expense | 519,000 | USD | evidence → |
| Net interest income | 1,317,000 | USD | evidence → |
| Noninterest income | 143,000 | USD | evidence → |
| Noninterest expense | 856,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 575,000 | USD | evidence → |
| Income tax | 239,000 | USD | evidence → |
| Net income | 336,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,081,000 | USD | evidence → |
| Total capital | 5,335,000 | USD | evidence → |
| Risk-weighted assets | 19,641,000 | USD | evidence → |