Call report 2003Q4
VERGAS STATE BANK — 2003Q4
The 22 measures VERGAS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,609,000 | USD | evidence → |
| Total loans | 15,494,000 | USD | evidence → |
| Allowance for loan losses | 223,000 | USD | evidence → |
| Securities available for sale | 12,887,000 | USD | evidence → |
| Securities held to maturity | 3,213,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,696,000 | USD | evidence → |
| Interest-bearing deposits | 26,001,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,695,000 | USD | evidence → |
| Equity capital | 4,785,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,794,000 | USD | evidence → |
| Interest expense | 605,000 | USD | evidence → |
| Net interest income | 1,189,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 741,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 563,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,795,000 | USD | evidence → |
| Total capital | 5,018,000 | USD | evidence → |
| Risk-weighted assets | 18,920,000 | USD | evidence → |