Call reports 2012
CARROLLTON BANK — 2012
What CARROLLTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 372,051,000 | 359,739,000 | 378,735,000 | 365,721,000 |
| Total loans | 291,183,000 | 292,797,000 | 301,196,000 | 306,795,000 |
| Allowance for loan losses | 4,765,000 | 4,568,000 | 4,758,000 | 4,680,000 |
| Securities available for sale | 24,325,000 | 22,923,000 | 20,026,000 | 17,538,000 |
| Securities held to maturity | 2,713,000 | 2,593,000 | 2,473,000 | 2,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,549,000 | 320,026,000 | 338,464,000 | 325,191,000 |
| Interest-bearing deposits | 314,101,000 | 304,495,000 | 322,754,000 | 307,692,000 |
| Noninterest-bearing deposits | 18,448,000 | 15,531,000 | 15,710,000 | 17,499,000 |
| Equity capital | 32,314,000 | 32,493,000 | 33,260,000 | 33,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,187,000 | 8,226,000 | 12,344,000 | 16,223,000 |
| Interest expense | 820,000 | 1,581,000 | 2,326,000 | 3,046,000 |
| Net interest income | 3,367,000 | 6,645,000 | 10,018,000 | 13,177,000 |
| Noninterest income | 2,162,000 | 4,055,000 | 6,851,000 | 8,730,000 |
| Noninterest expense | 4,780,000 | 9,231,000 | 13,819,000 | 18,276,000 |
| Provision for loan losses | 144,000 | 680,000 | 1,093,000 | 1,193,000 |
| Pretax income | -176,000 | 8,000 | 1,216,000 | 1,697,000 |
| Income tax | -108,000 | -72,000 | 369,000 | 523,000 |
| Net income | -68,000 | 80,000 | 847,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,537,000 | 34,719,000 | 35,563,000 | 35,694,000 |
| Total capital | 38,521,000 | 38,769,000 | 39,597,000 | 39,947,000 |
| Risk-weighted assets | 312,265,000 | 317,699,000 | 315,795,000 | 332,807,000 |