Call reports 2011
CARROLLTON BANK — 2011
What CARROLLTON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 369,617,000 | 376,701,000 | 371,986,000 | 365,179,000 |
| Total loans | 305,644,000 | 313,049,000 | 306,322,000 | 297,470,000 |
| Allowance for loan losses | 4,407,000 | 4,651,000 | 4,565,000 | 4,687,000 |
| Securities available for sale | 27,588,000 | 26,683,000 | 26,046,000 | 25,373,000 |
| Securities held to maturity | 3,873,000 | 3,124,000 | 2,995,000 | 2,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,366,000 | 308,222,000 | 317,443,000 | 316,196,000 |
| Interest-bearing deposits | 293,892,000 | 292,606,000 | 300,961,000 | 300,084,000 |
| Noninterest-bearing deposits | 15,474,000 | 15,616,000 | 16,482,000 | 16,112,000 |
| Equity capital | 32,190,000 | 31,836,000 | 32,613,000 | 32,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,444,000 | 9,036,000 | 13,512,000 | 17,908,000 |
| Interest expense | 1,021,000 | 1,995,000 | 2,942,000 | 3,833,000 |
| Net interest income | 3,423,000 | 7,041,000 | 10,570,000 | 14,075,000 |
| Noninterest income | 1,758,000 | 3,412,000 | 5,828,000 | 7,764,000 |
| Noninterest expense | 4,632,000 | 9,223,000 | 13,691,000 | 17,991,000 |
| Provision for loan losses | 114,000 | 1,542,000 | 2,037,000 | 2,157,000 |
| Pretax income | 268,000 | -894,000 | 88,000 | 1,109,000 |
| Income tax | 67,000 | -419,000 | -71,000 | 293,000 |
| Net income | 201,000 | -475,000 | 159,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,790,000 | 34,281,000 | 35,008,000 | 34,849,000 |
| Total capital | 39,256,000 | 38,685,000 | 39,348,000 | 39,115,000 |
| Risk-weighted assets | 353,279,000 | 347,446,000 | 342,232,000 | 335,378,000 |