Call reports 2010
CARROLLTON BANK — 2010
What CARROLLTON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 403,875,000 | 403,622,000 | 397,935,000 | 386,153,000 |
| Total loans | 308,751,000 | 322,458,000 | 324,975,000 | 321,983,000 |
| Allowance for loan losses | 4,254,000 | 4,589,000 | 4,850,000 | 4,288,000 |
| Securities available for sale | 45,840,000 | 44,037,000 | 37,971,000 | 27,841,000 |
| Securities held to maturity | 7,007,000 | 6,631,000 | 6,213,000 | 4,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,292,000 | 321,311,000 | 324,375,000 | 303,035,000 |
| Interest-bearing deposits | 309,237,000 | 307,559,000 | 300,921,000 | 284,532,000 |
| Noninterest-bearing deposits | 13,055,000 | 13,752,000 | 23,454,000 | 18,503,000 |
| Equity capital | 33,986,000 | 34,061,000 | 34,014,000 | 31,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,910,000 | 9,929,000 | 14,911,000 | 19,848,000 |
| Interest expense | 1,596,000 | 3,088,000 | 4,401,000 | 5,526,000 |
| Net interest income | 3,314,000 | 6,841,000 | 10,510,000 | 14,322,000 |
| Noninterest income | 1,701,000 | 3,520,000 | 5,832,000 | 7,639,000 |
| Noninterest expense | 4,389,000 | 8,695,000 | 13,329,000 | 18,152,000 |
| Provision for loan losses | 135,000 | 704,000 | 1,644,000 | 4,106,000 |
| Pretax income | -263,000 | 75,000 | 287,000 | -1,727,000 |
| Income tax | -149,000 | -59,000 | -19,000 | -853,000 |
| Net income | -114,000 | 134,000 | 306,000 | -874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,779,000 | 36,568,000 | 36,524,000 | 35,178,000 |
| Total capital | 41,316,000 | 41,321,000 | 41,265,000 | 39,707,000 |
| Risk-weighted assets | 365,031,000 | 375,953,000 | 374,515,000 | 366,222,000 |