Call reports 2009
CARROLLTON BANK — 2009
What CARROLLTON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 413,866,000 | 413,500,000 | 428,827,000 | 422,352,000 |
| Total loans | 316,617,000 | 318,035,000 | 324,134,000 | 318,393,000 |
| Allowance for loan losses | 3,098,000 | 3,222,000 | 4,407,000 | 4,114,000 |
| Securities available for sale | 55,651,000 | 53,403,000 | 54,833,000 | 49,286,000 |
| Securities held to maturity | 10,047,000 | 9,581,000 | 8,947,000 | 7,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,009,000 | 313,254,000 | 339,670,000 | 335,841,000 |
| Interest-bearing deposits | 265,169,000 | 262,753,000 | 327,840,000 | 317,354,000 |
| Noninterest-bearing deposits | 46,840,000 | 50,501,000 | 11,830,000 | 18,487,000 |
| Equity capital | 33,983,000 | 34,134,000 | 34,900,000 | 33,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,461,000 | 10,890,000 | 16,235,000 | 21,622,000 |
| Interest expense | 2,055,000 | 4,098,000 | 6,215,000 | 8,130,000 |
| Net interest income | 3,406,000 | 6,792,000 | 10,020,000 | 13,492,000 |
| Noninterest income | 1,808,000 | 3,833,000 | 5,727,000 | 7,823,000 |
| Noninterest expense | 4,278,000 | 8,943,000 | 13,303,000 | 17,961,000 |
| Provision for loan losses | 165,000 | 736,000 | 2,336,000 | 4,231,000 |
| Pretax income | 771,000 | 955,000 | -122,000 | -1,134,000 |
| Income tax | 250,000 | 267,000 | -213,000 | -660,000 |
| Net income | 521,000 | 688,000 | 91,000 | -474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,652,000 | 38,645,000 | 37,919,000 | 37,037,000 |
| Total capital | 42,044,000 | 42,154,000 | 42,380,000 | 41,360,000 |
| Risk-weighted assets | 327,135,000 | 333,589,000 | 382,402,000 | 376,354,000 |