Call reports 2008
CARROLLTON BANK — 2008
What CARROLLTON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 362,397,000 | 385,548,000 | 402,877,000 | 402,595,000 |
| Total loans | 269,789,000 | 282,597,000 | 300,029,000 | 305,394,000 |
| Allowance for loan losses | 3,003,000 | 2,592,000 | 3,409,000 | 2,916,000 |
| Securities available for sale | 52,428,000 | 59,448,000 | 59,958,000 | 54,427,000 |
| Securities held to maturity | 12,780,000 | 12,323,000 | 12,056,000 | 10,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,974,000 | 273,069,000 | 277,922,000 | 292,384,000 |
| Interest-bearing deposits | 229,334,000 | 222,292,000 | 232,638,000 | 247,048,000 |
| Noninterest-bearing deposits | 49,640,000 | 50,777,000 | 45,284,000 | 45,336,000 |
| Equity capital | 30,129,000 | 29,105,000 | 28,763,000 | 25,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,545,000 | 10,998,000 | 16,666,000 | 22,332,000 |
| Interest expense | 2,156,000 | 4,086,000 | 6,251,000 | 8,451,000 |
| Net interest income | 3,389,000 | 6,912,000 | 10,415,000 | 13,881,000 |
| Noninterest income | 1,580,000 | 3,225,000 | 4,885,000 | 6,361,000 |
| Noninterest expense | 4,369,000 | 8,466,000 | 12,773,000 | 17,302,000 |
| Provision for loan losses | 99,000 | 198,000 | 997,000 | 2,096,000 |
| Pretax income | 581,000 | 1,553,000 | 1,611,000 | 1,192,000 |
| Income tax | 136,000 | 459,000 | 433,000 | 232,000 |
| Net income | 445,000 | 1,094,000 | 1,178,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,633,000 | 29,997,000 | 29,771,000 | 29,281,000 |
| Total capital | 32,944,000 | 32,949,000 | 33,512,000 | 32,505,000 |
| Risk-weighted assets | 280,041,000 | 291,892,000 | 306,708,000 | 311,917,000 |