Call reports 2007
CARROLLTON BANK — 2007
What CARROLLTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 346,141,000 | 350,340,000 | 344,896,000 | 351,452,000 |
| Total loans | 270,940,000 | 275,741,000 | 270,963,000 | 269,204,000 |
| Allowance for loan losses | 2,794,000 | 2,873,000 | 2,817,000 | 3,010,000 |
| Securities available for sale | 32,678,000 | 30,703,000 | 32,507,000 | 32,823,000 |
| Securities held to maturity | 18,800,000 | 18,487,000 | 18,216,000 | 18,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,303,000 | 282,170,000 | 276,699,000 | 285,635,000 |
| Interest-bearing deposits | 228,669,000 | 234,415,000 | 225,393,000 | 236,066,000 |
| Noninterest-bearing deposits | 49,634,000 | 47,755,000 | 51,306,000 | 49,569,000 |
| Equity capital | 33,215,000 | 33,470,000 | 34,161,000 | 34,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,824,000 | 11,840,000 | 17,845,000 | 23,624,000 |
| Interest expense | 2,406,000 | 4,867,000 | 7,336,000 | 9,747,000 |
| Net interest income | 3,418,000 | 6,973,000 | 10,509,000 | 13,877,000 |
| Noninterest income | 1,470,000 | 3,099,000 | 4,655,000 | 6,152,000 |
| Noninterest expense | 3,915,000 | 8,186,000 | 12,001,000 | 16,061,000 |
| Provision for loan losses | 66,000 | 165,000 | 264,000 | 536,000 |
| Pretax income | 907,000 | 1,721,000 | 2,899,000 | 3,432,000 |
| Income tax | 288,000 | 580,000 | 930,000 | 1,163,000 |
| Net income | 619,000 | 1,141,000 | 1,969,000 | 2,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,784,000 | 33,298,000 | 33,821,000 | 33,814,000 |
| Total capital | 35,876,000 | 36,451,000 | 36,894,000 | 37,084,000 |
| Risk-weighted assets | 278,683,000 | 281,442,000 | 278,640,000 | 280,300,000 |