Call reports 2006
CARROLLTON BANK — 2006
What CARROLLTON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 349,665,000 | 342,637,000 | 352,019,000 | 350,005,000 |
| Total loans | 255,137,000 | 259,277,000 | 265,610,000 | 267,490,000 |
| Allowance for loan losses | 3,108,000 | 3,010,000 | 2,971,000 | 2,801,000 |
| Securities available for sale | 27,657,000 | 31,962,000 | 35,067,000 | 33,705,000 |
| Securities held to maturity | 19,616,000 | 19,284,000 | 18,901,000 | 19,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,533,000 | 276,790,000 | 282,097,000 | 280,026,000 |
| Interest-bearing deposits | 209,772,000 | 216,637,000 | 229,229,000 | 228,715,000 |
| Noninterest-bearing deposits | 63,761,000 | 60,153,000 | 52,868,000 | 51,311,000 |
| Equity capital | 30,859,000 | 30,647,000 | 31,792,000 | 32,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,554,000 | 11,194,000 | 17,038,000 | 23,078,000 |
| Interest expense | 2,080,000 | 4,137,000 | 6,377,000 | 8,743,000 |
| Net interest income | 3,474,000 | 7,057,000 | 10,661,000 | 14,335,000 |
| Noninterest income | 1,791,000 | 3,786,000 | 5,346,000 | 6,770,000 |
| Noninterest expense | 6,057,000 | 11,588,000 | 15,419,000 | 19,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -792,000 | -745,000 | 588,000 | 1,839,000 |
| Income tax | -351,000 | -371,000 | 99,000 | 538,000 |
| Net income | -441,000 | -374,000 | 489,000 | 1,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,480,000 | 30,477,000 | 31,330,000 | 32,182,000 |
| Total capital | 33,826,000 | 33,731,000 | 34,591,000 | 35,313,000 |
| Risk-weighted assets | 271,183,000 | 274,143,000 | 281,119,000 | 280,352,000 |