Call reports 2005
CARROLLTON BANK — 2005
What CARROLLTON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 332,740,000 | 332,717,000 | 349,315,000 | 357,244,000 |
| Total loans | 241,551,000 | 242,271,000 | 256,441,000 | 262,382,000 |
| Allowance for loan losses | 3,248,000 | 3,277,000 | 3,291,000 | 3,094,000 |
| Securities available for sale | 32,869,000 | 32,727,000 | 29,023,000 | 24,471,000 |
| Securities held to maturity | 0 | 5,000,000 | 11,908,000 | 18,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,341,000 | 246,007,000 | 259,839,000 | 271,866,000 |
| Interest-bearing deposits | 185,564,000 | 189,381,000 | 199,758,000 | 204,833,000 |
| Noninterest-bearing deposits | 58,777,000 | 56,626,000 | 60,081,000 | 67,033,000 |
| Equity capital | 30,276,000 | 30,900,000 | 31,313,000 | 31,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,233,000 | 8,712,000 | 13,638,000 | 18,936,000 |
| Interest expense | 1,552,000 | 3,316,000 | 5,251,000 | 7,364,000 |
| Net interest income | 2,681,000 | 5,396,000 | 8,387,000 | 11,572,000 |
| Noninterest income | 2,260,000 | 4,909,000 | 7,521,000 | 9,885,000 |
| Noninterest expense | 4,346,000 | 8,683,000 | 13,415,000 | 18,491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 668,000 | 1,695,000 | 2,566,000 | 3,039,000 |
| Income tax | 266,000 | 666,000 | 968,000 | 1,072,000 |
| Net income | 402,000 | 1,029,000 | 1,598,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,654,000 | 30,212,000 | 30,661,000 | 31,001,000 |
| Total capital | 32,920,000 | 33,462,000 | 33,952,000 | 34,338,000 |
| Risk-weighted assets | 261,050,000 | 259,811,000 | 263,131,000 | 274,317,000 |