Call reports 2004
CARROLLTON BANK — 2004
What CARROLLTON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 300,544,000 | 303,056,000 | 303,418,000 | 315,782,000 |
| Total loans | 204,031,000 | 215,623,000 | 219,354,000 | 229,946,000 |
| Allowance for loan losses | 3,652,000 | 3,297,000 | 3,388,000 | 3,247,000 |
| Securities available for sale | 52,540,000 | 48,323,000 | 43,425,000 | 36,909,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,203,000 | 209,860,000 | 215,056,000 | 225,930,000 |
| Interest-bearing deposits | 164,124,000 | 158,677,000 | 159,566,000 | 172,167,000 |
| Noninterest-bearing deposits | 48,079,000 | 51,183,000 | 55,490,000 | 53,763,000 |
| Equity capital | 30,585,000 | 30,173,000 | 30,293,000 | 30,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,760,000 | 7,535,000 | 11,372,000 | 15,371,000 |
| Interest expense | 1,276,000 | 2,551,000 | 3,868,000 | 5,317,000 |
| Net interest income | 2,484,000 | 4,984,000 | 7,504,000 | 10,054,000 |
| Noninterest income | 1,966,000 | 4,122,000 | 6,302,000 | 8,664,000 |
| Noninterest expense | 4,164,000 | 8,318,000 | 12,821,000 | 17,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 402,000 | 904,000 | 1,101,000 | 1,181,000 |
| Income tax | 108,000 | 278,000 | 331,000 | 342,000 |
| Net income | 294,000 | 626,000 | 770,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,077,000 | 29,266,000 | 29,188,000 | 29,520,000 |
| Total capital | 31,885,000 | 32,202,000 | 32,183,000 | 32,675,000 |
| Risk-weighted assets | 223,824,000 | 234,192,000 | 238,979,000 | 252,099,000 |