Call reports 2003
CARROLLTON BANK — 2003
What CARROLLTON BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 320,965,000 | 335,370,000 | 303,353,000 | 298,925,000 |
| Total loans | 195,104,000 | 199,551,000 | 200,074,000 | 201,539,000 |
| Allowance for loan losses | 3,692,000 | 3,749,000 | 3,673,000 | 3,648,000 |
| Securities available for sale | 81,780,000 | 77,555,000 | 62,337,000 | 57,712,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,303,000 | 242,445,000 | 212,988,000 | 207,680,000 |
| Interest-bearing deposits | 188,562,000 | 197,757,000 | 167,488,000 | 165,142,000 |
| Noninterest-bearing deposits | 40,741,000 | 44,688,000 | 45,500,000 | 42,538,000 |
| Equity capital | 30,546,000 | 30,437,000 | 30,582,000 | 30,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,213,000 | 8,219,000 | 12,075,000 | 15,783,000 |
| Interest expense | 1,945,000 | 3,873,000 | 5,327,000 | 6,645,000 |
| Net interest income | 2,268,000 | 4,346,000 | 6,748,000 | 9,138,000 |
| Noninterest income | 1,775,000 | 3,757,000 | 5,948,000 | 7,877,000 |
| Noninterest expense | 3,531,000 | 7,336,000 | 11,539,000 | 16,065,000 |
| Provision for loan losses | 122,000 | 243,000 | 243,000 | 243,000 |
| Pretax income | 390,000 | 524,000 | 914,000 | 730,000 |
| Income tax | 151,000 | 162,000 | 257,000 | 167,000 |
| Net income | 239,000 | 362,000 | 657,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,696,000 | 28,511,000 | 28,953,000 | 28,773,000 |
| Total capital | 31,477,000 | 31,359,000 | 31,756,000 | 31,580,000 |
| Risk-weighted assets | 221,606,000 | 226,910,000 | 223,334,000 | 223,683,000 |