Call reports 2002
CARROLLTON BANK — 2002
What CARROLLTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 350,547,000 | 325,317,000 | 324,227,000 | 321,528,000 |
| Total loans | 218,220,000 | 218,094,000 | 211,261,000 | 205,220,000 |
| Allowance for loan losses | 3,450,000 | 3,488,000 | 3,652,000 | 3,579,000 |
| Securities available for sale | 94,910,000 | 72,969,000 | 71,210,000 | 75,284,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,044,000 | 236,382,000 | 234,505,000 | 229,216,000 |
| Interest-bearing deposits | 217,356,000 | 194,013,000 | 191,614,000 | 189,419,000 |
| Noninterest-bearing deposits | 43,688,000 | 42,369,000 | 42,891,000 | 39,797,000 |
| Equity capital | 28,727,000 | 30,178,000 | 30,599,000 | 30,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 9,674,000 | 14,416,000 | 18,863,000 |
| Interest expense | 2,347,000 | 4,523,000 | 6,652,000 | 8,700,000 |
| Net interest income | 2,532,000 | 5,151,000 | 7,764,000 | 10,163,000 |
| Noninterest income | 1,524,000 | 3,956,000 | 5,700,000 | 7,317,000 |
| Noninterest expense | 3,587,000 | 7,183,000 | 10,848,000 | 14,436,000 |
| Provision for loan losses | 131,000 | 263,000 | 395,000 | 526,000 |
| Pretax income | 338,000 | 1,661,000 | 2,221,000 | 2,518,000 |
| Income tax | 95,000 | 542,000 | 720,000 | 785,000 |
| Net income | 243,000 | 1,119,000 | 1,501,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,457,000 | 28,236,000 | 28,590,000 | 28,484,000 |
| Total capital | 30,411,000 | 31,161,000 | 31,467,000 | 31,306,000 |
| Risk-weighted assets | 235,850,000 | 233,410,000 | 229,479,000 | 224,972,000 |