Call reports 2001
CARROLLTON BANK — 2001
What CARROLLTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 384,154,000 | 370,998,000 | 361,607,000 | 354,219,000 |
| Total loans | 242,520,000 | 228,817,000 | 227,181,000 | 220,539,000 |
| Allowance for loan losses | 3,083,000 | 3,143,000 | 3,222,000 | 3,339,000 |
| Securities available for sale | 107,178,000 | 104,357,000 | 102,347,000 | 100,853,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,514,000 | 281,342,000 | 271,026,000 | 266,012,000 |
| Interest-bearing deposits | 256,905,000 | 248,159,000 | 234,215,000 | 226,015,000 |
| Noninterest-bearing deposits | 38,609,000 | 33,183,000 | 36,811,000 | 39,997,000 |
| Equity capital | 27,358,000 | 27,858,000 | 28,918,000 | 28,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,798,000 | 12,870,000 | 18,577,000 | 23,703,000 |
| Interest expense | 3,934,000 | 7,305,000 | 10,330,000 | 12,886,000 |
| Net interest income | 2,864,000 | 5,565,000 | 8,247,000 | 10,817,000 |
| Noninterest income | 1,680,000 | 3,703,000 | 5,566,000 | 7,160,000 |
| Noninterest expense | 3,689,000 | 7,572,000 | 11,224,000 | 14,796,000 |
| Provision for loan losses | 138,000 | 275,000 | 413,000 | 550,000 |
| Pretax income | 717,000 | 1,421,000 | 2,176,000 | 2,631,000 |
| Income tax | 237,000 | 444,000 | 671,000 | 805,000 |
| Net income | 480,000 | 977,000 | 1,505,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,019,000 | 26,487,000 | 26,989,000 | 27,282,000 |
| Total capital | 29,102,000 | 29,559,000 | 30,030,000 | 30,271,000 |
| Risk-weighted assets | 260,943,000 | 245,631,000 | 242,674,000 | 238,597,000 |