Call reports 2017
MIDSTATE COMMUNITY BANK — 2017
What MIDSTATE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 169,854,000 | 165,116,000 | 162,234,000 |
| Total loans | 98,687,000 | 97,534,000 | 95,908,000 |
| Allowance for loan losses | 752,000 | 725,000 | 710,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 43,727,000 | 42,769,000 | 41,603,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 145,328,000 | 140,579,000 | 136,722,000 |
| Interest-bearing deposits | 144,300,000 | 139,620,000 | 135,966,000 |
| Noninterest-bearing deposits | 1,028,000 | 959,000 | 756,000 |
| Equity capital | 24,058,000 | 24,158,000 | 24,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 1,577,000 | 3,087,000 | 4,577,000 |
| Interest expense | 493,000 | 977,000 | 1,453,000 |
| Net interest income | 1,084,000 | 2,110,000 | 3,124,000 |
| Noninterest income | -30,000 | -108,000 | -93,000 |
| Noninterest expense | 761,000 | 1,507,000 | 2,239,000 |
| Provision for loan losses | 0 | 36,000 | 47,000 |
| Pretax income | 293,000 | 459,000 | 745,000 |
| Income tax | 116,000 | 182,000 | 295,000 |
| Net income | 177,000 | 277,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 24,486,000 | 24,586,000 | 24,759,000 |
| Total capital | 25,243,000 | 25,316,000 | 25,474,000 |
| Risk-weighted assets | 70,285,000 | 69,378,000 | 69,126,000 |