Call reports 2016
MIDSTATE COMMUNITY BANK — 2016
What MIDSTATE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,443,000 | 167,765,000 | 169,084,000 | 168,700,000 |
| Total loans | 100,074,000 | 102,473,000 | 102,644,000 | 100,476,000 |
| Allowance for loan losses | 846,000 | 834,000 | 855,000 | 767,000 |
| Securities available for sale | 6,501,000 | 6,520,000 | 0 | 0 |
| Securities held to maturity | 36,257,000 | 36,701,000 | 41,299,000 | 41,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,519,000 | 143,628,000 | 144,445,000 | 144,527,000 |
| Interest-bearing deposits | 143,795,000 | 142,907,000 | 143,584,000 | 143,748,000 |
| Noninterest-bearing deposits | 724,000 | 721,000 | 861,000 | 779,000 |
| Equity capital | 23,528,000 | 23,680,000 | 23,869,000 | 23,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,228,000 | 4,799,000 | 6,334,000 |
| Interest expense | 477,000 | 943,000 | 1,407,000 | 1,890,000 |
| Net interest income | 1,152,000 | 2,285,000 | 3,392,000 | 4,444,000 |
| Noninterest income | -23,000 | -136,000 | -107,000 | -140,000 |
| Noninterest expense | 772,000 | 1,529,000 | 2,286,000 | 3,114,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 100,000 |
| Pretax income | 337,000 | 570,000 | 919,000 | 1,090,000 |
| Income tax | 133,000 | 226,000 | 364,000 | 424,000 |
| Net income | 204,000 | 344,000 | 555,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,847,000 | 23,987,000 | 24,198,000 | 24,309,000 |
| Total capital | 24,700,000 | 24,828,000 | 25,058,000 | 25,081,000 |
| Risk-weighted assets | 73,773,000 | 74,028,000 | 73,196,000 | 71,024,000 |