Call reports 2015
MIDSTATE COMMUNITY BANK — 2015
What MIDSTATE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 176,154,000 | 172,452,000 | 172,012,000 | 170,113,000 |
| Total loans | 106,503,000 | 103,898,000 | 104,225,000 | 101,860,000 |
| Allowance for loan losses | 783,000 | 804,000 | 820,000 | 820,000 |
| Securities available for sale | 7,269,000 | 6,211,000 | 6,361,000 | 6,256,000 |
| Securities held to maturity | 36,603,000 | 37,068,000 | 35,315,000 | 36,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,929,000 | 148,194,000 | 147,425,000 | 146,324,000 |
| Interest-bearing deposits | 150,947,000 | 147,501,000 | 146,769,000 | 145,522,000 |
| Noninterest-bearing deposits | 982,000 | 693,000 | 656,000 | 802,000 |
| Equity capital | 23,267,000 | 23,416,000 | 23,676,000 | 23,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,717,000 | 3,471,000 | 5,157,000 | 6,858,000 |
| Interest expense | 516,000 | 1,014,000 | 1,518,000 | 2,011,000 |
| Net interest income | 1,201,000 | 2,457,000 | 3,639,000 | 4,847,000 |
| Noninterest income | 24,000 | 38,000 | 64,000 | -375,000 |
| Noninterest expense | 771,000 | 1,521,000 | 2,274,000 | 3,486,000 |
| Provision for loan losses | 10,000 | 95,000 | 269,000 | 358,000 |
| Pretax income | 444,000 | 879,000 | 1,160,000 | 628,000 |
| Income tax | 176,000 | 348,000 | 459,000 | 254,000 |
| Net income | 268,000 | 531,000 | 701,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,537,000 | 23,800,000 | 23,969,000 | 23,643,000 |
| Total capital | 24,322,000 | 24,610,000 | 24,795,000 | 24,471,000 |
| Risk-weighted assets | 79,475,000 | 76,733,000 | 77,407,000 | 75,037,000 |