Call reports 2014
MIDSTATE COMMUNITY BANK — 2014
What MIDSTATE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 177,562,000 | 179,238,000 | 179,351,000 | 176,984,000 |
| Total loans | 111,165,000 | 110,862,000 | 110,557,000 | 108,499,000 |
| Allowance for loan losses | 807,000 | 837,000 | 835,000 | 840,000 |
| Securities available for sale | 6,421,000 | 6,302,000 | 6,561,000 | 6,615,000 |
| Securities held to maturity | 35,673,000 | 36,306,000 | 36,241,000 | 36,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,907,000 | 155,821,000 | 155,537,000 | 153,007,000 |
| Interest-bearing deposits | 154,434,000 | 155,295,000 | 155,017,000 | 152,412,000 |
| Noninterest-bearing deposits | 473,000 | 526,000 | 520,000 | 595,000 |
| Equity capital | 21,939,000 | 22,339,000 | 22,624,000 | 22,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,656,000 | 5,434,000 | 7,268,000 |
| Interest expense | 549,000 | 1,102,000 | 1,667,000 | 2,223,000 |
| Net interest income | 1,293,000 | 2,554,000 | 3,767,000 | 5,045,000 |
| Noninterest income | -112,000 | -140,000 | -156,000 | -297,000 |
| Noninterest expense | 708,000 | 1,420,000 | 2,234,000 | 2,871,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 302,000 |
| Pretax income | 473,000 | 964,000 | 1,347,000 | 1,575,000 |
| Income tax | 181,000 | 381,000 | 533,000 | 619,000 |
| Net income | 292,000 | 583,000 | 814,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,604,000 | 22,895,000 | 23,126,000 | 23,269,000 |
| Total capital | 23,416,000 | 23,737,000 | 23,965,000 | 24,112,000 |
| Risk-weighted assets | 82,538,000 | 81,599,000 | 80,862,000 | 78,586,000 |