Call reports 2013
MIDSTATE COMMUNITY BANK — 2013
What MIDSTATE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 183,700,000 | 182,598,000 | 181,532,000 | 177,123,000 |
| Total loans | 108,930,000 | 108,634,000 | 110,104,000 | 109,323,000 |
| Allowance for loan losses | 1,043,000 | 1,143,000 | 1,293,000 | 815,000 |
| Securities available for sale | 7,492,000 | 6,328,000 | 6,922,000 | 5,790,000 |
| Securities held to maturity | 33,648,000 | 34,652,000 | 34,083,000 | 35,669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,943,000 | 160,363,000 | 158,981,000 | 154,248,000 |
| Interest-bearing deposits | 160,539,000 | 159,669,000 | 158,375,000 | 153,856,000 |
| Noninterest-bearing deposits | 404,000 | 694,000 | 606,000 | 392,000 |
| Equity capital | 21,348,000 | 21,195,000 | 21,356,000 | 21,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,659,000 | 5,459,000 | 7,324,000 |
| Interest expense | 669,000 | 1,301,000 | 1,909,000 | 2,478,000 |
| Net interest income | 1,178,000 | 2,358,000 | 3,550,000 | 4,846,000 |
| Noninterest income | -60,000 | -68,000 | -90,000 | -224,000 |
| Noninterest expense | 653,000 | 1,318,000 | 1,993,000 | 2,727,000 |
| Provision for loan losses | 75,000 | 175,000 | 190,000 | 290,000 |
| Pretax income | 390,000 | 797,000 | 1,277,000 | 1,605,000 |
| Income tax | 152,000 | 304,000 | 488,000 | 635,000 |
| Net income | 238,000 | 493,000 | 789,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,581,000 | 21,835,000 | 22,132,000 | 22,313,000 |
| Total capital | 22,629,000 | 22,914,000 | 23,209,000 | 23,133,000 |
| Risk-weighted assets | 87,390,000 | 86,287,000 | 85,952,000 | 82,339,000 |