Call reports 2012
MIDSTATE COMMUNITY BANK — 2012
What MIDSTATE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 185,721,000 | 189,958,000 | 188,989,000 | 186,042,000 |
| Total loans | 114,554,000 | 111,948,000 | 111,438,000 | 110,189,000 |
| Allowance for loan losses | 810,000 | 873,000 | 873,000 | 989,000 |
| Securities available for sale | 515,000 | 6,792,000 | 8,001,000 | 7,105,000 |
| Securities held to maturity | 36,857,000 | 33,424,000 | 32,425,000 | 33,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,345,000 | 167,088,000 | 166,519,000 | 164,090,000 |
| Interest-bearing deposits | 162,806,000 | 166,571,000 | 166,084,000 | 163,679,000 |
| Noninterest-bearing deposits | 539,000 | 517,000 | 435,000 | 411,000 |
| Equity capital | 20,543,000 | 20,773,000 | 20,968,000 | 21,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 3,982,000 | 5,868,000 | 7,697,000 |
| Interest expense | 834,000 | 1,648,000 | 2,446,000 | 3,192,000 |
| Net interest income | 1,172,000 | 2,334,000 | 3,422,000 | 4,505,000 |
| Noninterest income | -47,000 | 15,000 | -169,000 | -398,000 |
| Noninterest expense | 646,000 | 1,256,000 | 1,899,000 | 2,539,000 |
| Provision for loan losses | 125,000 | 275,000 | 275,000 | 400,000 |
| Pretax income | 354,000 | 820,000 | 1,081,000 | 1,170,000 |
| Income tax | 137,000 | 313,000 | 394,000 | 464,000 |
| Net income | 217,000 | 507,000 | 687,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,853,000 | 21,143,000 | 21,324,000 | 21,343,000 |
| Total capital | 21,663,000 | 22,016,000 | 22,202,000 | 22,337,000 |
| Risk-weighted assets | 87,965,000 | 88,656,000 | 88,112,000 | 87,815,000 |