Call report 2002Q4
SANDHILLS BANK — 2002Q4
The 22 measures SANDHILLS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,862,000 | USD | evidence → |
| Total loans | 53,187,000 | USD | evidence → |
| Allowance for loan losses | 996,000 | USD | evidence → |
| Securities available for sale | 2,116,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,424,000 | USD | evidence → |
| Interest-bearing deposits | 48,386,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,038,000 | USD | evidence → |
| Equity capital | 5,348,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,703,000 | USD | evidence → |
| Interest expense | 1,362,000 | USD | evidence → |
| Net interest income | 3,341,000 | USD | evidence → |
| Noninterest income | 2,301,000 | USD | evidence → |
| Noninterest expense | 4,572,000 | USD | evidence → |
| Provision for loan losses | 460,000 | USD | evidence → |
| Pretax income | 686,000 | USD | evidence → |
| Income tax | 229,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,324,000 | USD | evidence → |
| Total capital | 5,925,000 | USD | evidence → |
| Risk-weighted assets | 47,623,000 | USD | evidence → |