Call reports 2025
FIRST SAVINGS BANK — 2025
What FIRST SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,374,283,000 | 2,414,601,000 | 2,398,216,000 | 2,394,540,000 |
| Total loans | 1,961,900,000 | 1,977,313,000 | 1,958,562,000 | 1,951,624,000 |
| Allowance for loan losses | 20,484,000 | 20,522,000 | 20,289,000 | 20,642,000 |
| Securities available for sale | 241,274,000 | 241,511,000 | 251,842,000 | 253,147,000 |
| Securities held to maturity | 910,000 | 873,000 | 778,000 | 741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,811,621,000 | 1,740,612,000 | 1,715,460,000 | 1,702,359,000 |
| Interest-bearing deposits | 1,603,929,000 | 1,533,545,000 | 1,522,318,000 | 1,501,324,000 |
| Noninterest-bearing deposits | 207,692,000 | 207,067,000 | 193,142,000 | 201,035,000 |
| Equity capital | 205,896,000 | 208,597,000 | 218,344,000 | 228,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 30,822,000 | 62,787,000 | 95,077,000 | 127,122,000 |
| Interest expense | 14,082,000 | 28,833,000 | 43,627,000 | 57,782,000 |
| Net interest income | 16,740,000 | 33,954,000 | 51,450,000 | 69,340,000 |
| Noninterest income | 3,762,000 | 8,267,000 | 12,975,000 | 17,360,000 |
| Noninterest expense | 13,517,000 | 26,784,000 | 40,267,000 | 54,029,000 |
| Provision for loan losses | -357,000 | -11,000 | 372,000 | 775,000 |
| Pretax income | 7,267,000 | 15,311,000 | 23,394,000 | 31,284,000 |
| Income tax | 856,000 | 2,024,000 | 3,586,000 | 4,152,000 |
| Net income | 6,411,000 | 13,287,000 | 19,808,000 | 27,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,819,000 | 219,214,000 | 224,029,000 | 230,786,000 |
| Total capital | 236,306,000 | 239,817,000 | 244,605,000 | 252,795,000 |
| Risk-weighted assets | 1,912,113,000 | 1,923,057,000 | 1,944,291,000 | 1,939,100,000 |