Call reports 2024
FIRST SAVINGS BANK — 2024
What FIRST SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,364,541,000 | 2,393,088,000 | 2,449,990,000 | 2,388,178,000 |
| Total loans | 1,920,958,000 | 1,972,629,000 | 2,010,862,000 | 1,929,640,000 |
| Allowance for loan losses | 19,392,000 | 19,789,000 | 21,294,000 | 20,685,000 |
| Securities available for sale | 237,773,000 | 235,857,000 | 246,799,000 | 239,700,000 |
| Securities held to maturity | 1,170,000 | 1,134,000 | 1,040,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,797,771,000 | 1,718,385,000 | 1,887,033,000 | 1,838,708,000 |
| Interest-bearing deposits | 1,591,207,000 | 1,510,294,000 | 1,689,353,000 | 1,649,535,000 |
| Noninterest-bearing deposits | 206,564,000 | 208,091,000 | 197,680,000 | 189,173,000 |
| Equity capital | 208,579,000 | 211,263,000 | 219,546,000 | 220,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,015,000 | 61,109,000 | 93,333,000 | 125,782,000 |
| Interest expense | 14,857,000 | 30,618,000 | 46,964,000 | 63,187,000 |
| Net interest income | 15,158,000 | 30,491,000 | 46,369,000 | 62,595,000 |
| Noninterest income | 3,705,000 | 6,482,000 | 9,295,000 | 14,917,000 |
| Noninterest expense | 11,396,000 | 23,507,000 | 35,828,000 | 50,431,000 |
| Provision for loan losses | 714,000 | 1,215,000 | 3,023,000 | 2,533,000 |
| Pretax income | 6,995,000 | 12,671,000 | 17,607,000 | 25,785,000 |
| Income tax | 1,118,000 | 1,839,000 | 2,213,000 | 3,260,000 |
| Net income | 5,877,000 | 10,832,000 | 15,394,000 | 22,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,610,000 | 219,610,000 | 221,755,000 | 228,372,000 |
| Total capital | 235,099,000 | 238,654,000 | 242,041,000 | 248,937,000 |
| Risk-weighted assets | 1,926,662,000 | 1,946,824,000 | 1,949,324,000 | 1,913,673,000 |