Call reports 2023
FIRST SAVINGS BANK — 2023
What FIRST SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,235,074,000 | 2,256,200,000 | 2,288,635,000 | 2,307,849,000 |
| Total loans | 1,663,681,000 | 1,771,270,000 | 1,832,997,000 | 1,883,608,000 |
| Allowance for loan losses | 16,458,000 | 16,838,000 | 16,900,000 | 18,789,000 |
| Securities available for sale | 330,515,000 | 243,955,000 | 226,028,000 | 243,826,000 |
| Securities held to maturity | 1,428,000 | 1,391,000 | 1,300,000 | 1,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,557,191,000 | 1,671,151,000 | 1,692,223,000 | 1,691,318,000 |
| Interest-bearing deposits | 1,224,013,000 | 1,344,163,000 | 1,439,556,000 | 1,481,077,000 |
| Noninterest-bearing deposits | 333,178,000 | 326,988,000 | 252,667,000 | 210,241,000 |
| Equity capital | 201,473,000 | 200,514,000 | 190,946,000 | 206,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 24,781,000 | 51,548,000 | 79,643,000 | 108,298,000 |
| Interest expense | 9,192,000 | 20,430,000 | 32,346,000 | 46,104,000 |
| Net interest income | 15,589,000 | 31,118,000 | 47,297,000 | 62,194,000 |
| Noninterest income | 7,495,000 | 14,560,000 | 20,002,000 | 22,752,000 |
| Noninterest expense | 17,681,000 | 36,554,000 | 56,896,000 | 72,599,000 |
| Provision for loan losses | 372,000 | 814,000 | 1,628,000 | 2,098,000 |
| Pretax income | 5,052,000 | 7,802,000 | 8,278,000 | 9,848,000 |
| Income tax | 559,000 | 896,000 | 460,000 | 189,000 |
| Net income | 4,493,000 | 6,906,000 | 7,818,000 | 9,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,385,000 | 206,934,000 | 209,561,000 | 210,796,000 |
| Total capital | 220,843,000 | 223,772,000 | 226,461,000 | 228,941,000 |
| Risk-weighted assets | 1,931,879,000 | 1,971,842,000 | 2,010,272,000 | 1,912,285,000 |