Call reports 2022
FIRST SAVINGS BANK — 2022
What FIRST SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,797,003,000 | 2,001,470,000 | 2,087,965,000 | 2,192,809,000 |
| Total loans | 1,293,945,000 | 1,470,828,000 | 1,550,365,000 | 1,643,300,000 |
| Allowance for loan losses | 14,475,000 | 14,980,000 | 15,360,000 | 16,080,000 |
| Securities available for sale | 281,068,000 | 305,460,000 | 314,638,000 | 326,795,000 |
| Securities held to maturity | 1,684,000 | 1,651,000 | 1,558,000 | 1,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,258,947,000 | 1,370,116,000 | 1,535,417,000 | 1,555,012,000 |
| Interest-bearing deposits | 909,451,000 | 1,002,404,000 | 1,175,661,000 | 1,222,451,000 |
| Noninterest-bearing deposits | 349,496,000 | 367,712,000 | 359,756,000 | 332,561,000 |
| Equity capital | 192,039,000 | 193,793,000 | 180,569,000 | 192,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,794,000 | 34,260,000 | 55,395,000 | 78,654,000 |
| Interest expense | 1,418,000 | 3,278,000 | 6,890,000 | 13,208,000 |
| Net interest income | 14,376,000 | 30,982,000 | 48,505,000 | 65,446,000 |
| Noninterest income | 20,088,000 | 29,657,000 | 34,071,000 | 39,272,000 |
| Noninterest expense | 25,473,000 | 48,446,000 | 67,950,000 | 85,265,000 |
| Provision for loan losses | -29,000 | 503,000 | 1,382,000 | 2,366,000 |
| Pretax income | 9,004,000 | 12,139,000 | 13,694,000 | 17,523,000 |
| Income tax | 1,796,000 | 1,964,000 | 1,750,000 | 2,055,000 |
| Net income | 7,208,000 | 10,175,000 | 11,944,000 | 15,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,947,000 | 189,728,000 | 192,920,000 | 199,886,000 |
| Total capital | 186,422,000 | 204,708,000 | 208,280,000 | 215,966,000 |
| Risk-weighted assets | 1,532,676,000 | 1,699,547,000 | 1,821,409,000 | 1,892,729,000 |