Call reports 2020
FIRST SAVINGS BANK — 2020
What FIRST SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,364,291,000 | 1,658,375,000 | 1,760,624,000 | 1,869,420,000 |
| Total loans | 1,052,941,000 | 1,306,163,000 | 1,392,672,000 | 1,489,145,000 |
| Allowance for loan losses | 11,691,000 | 14,640,000 | 17,026,000 | 17,124,000 |
| Securities available for sale | 184,691,000 | 203,815,000 | 201,968,000 | 203,099,000 |
| Securities held to maturity | 2,189,000 | 2,154,000 | 2,102,000 | 2,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,373,000 | 992,200,000 | 1,057,152,000 | 1,129,525,000 |
| Interest-bearing deposits | 758,462,000 | 755,103,000 | 805,446,000 | 849,062,000 |
| Noninterest-bearing deposits | 188,911,000 | 237,097,000 | 251,706,000 | 280,463,000 |
| Equity capital | 127,424,000 | 153,566,000 | 168,904,000 | 177,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,674,000 | 29,002,000 | 46,112,000 | 60,001,000 |
| Interest expense | 2,465,000 | 4,688,000 | 6,707,000 | 8,676,000 |
| Net interest income | 11,209,000 | 24,314,000 | 39,405,000 | 51,325,000 |
| Noninterest income | 11,040,000 | 57,371,000 | 113,036,000 | 161,341,000 |
| Noninterest expense | 22,188,000 | 57,330,000 | 101,870,000 | 146,455,000 |
| Provision for loan losses | 1,704,000 | 4,685,000 | 7,456,000 | 8,124,000 |
| Pretax income | -1,665,000 | 19,657,000 | 43,101,000 | 58,084,000 |
| Income tax | -564,000 | 5,043,000 | 12,423,000 | 17,070,000 |
| Net income | -626,000 | 14,886,000 | 30,116,000 | 40,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,032,000 | 130,417,000 | 145,152,000 | 153,473,000 |
| Total capital | 125,723,000 | 145,057,000 | 160,908,000 | 170,362,000 |
| Risk-weighted assets | 1,085,590,000 | 1,179,103,000 | 1,258,860,000 | 1,350,617,000 |