Call reports 2019
FIRST SAVINGS BANK — 2019
What FIRST SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,126,454,000 | 1,226,459,000 | 1,218,618,000 | 1,289,704,000 |
| Total loans | 821,429,000 | 902,910,000 | 916,819,000 | 972,839,000 |
| Allowance for loan losses | 9,934,000 | 9,616,000 | 10,040,000 | 10,530,000 |
| Securities available for sale | 191,138,000 | 179,997,000 | 177,309,000 | 177,711,000 |
| Securities held to maturity | 2,466,000 | 2,430,000 | 2,336,000 | 2,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 834,908,000 | 898,155,000 | 844,737,000 | 896,211,000 |
| Interest-bearing deposits | 661,908,000 | 715,268,000 | 661,367,000 | 705,323,000 |
| Noninterest-bearing deposits | 173,000,000 | 182,887,000 | 183,370,000 | 190,888,000 |
| Equity capital | 118,133,000 | 124,768,000 | 131,242,000 | 134,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,290,000 | 25,334,000 | 39,148,000 | 52,895,000 |
| Interest expense | 2,128,000 | 4,975,000 | 7,725,000 | 10,283,000 |
| Net interest income | 10,162,000 | 20,359,000 | 31,423,000 | 42,612,000 |
| Noninterest income | 7,089,000 | 19,822,000 | 38,195,000 | 56,320,000 |
| Noninterest expense | 12,878,000 | 29,447,000 | 51,174,000 | 75,531,000 |
| Provision for loan losses | 339,000 | 677,000 | 1,149,000 | 1,654,000 |
| Pretax income | 4,036,000 | 10,002,000 | 17,226,000 | 21,680,000 |
| Income tax | 799,000 | 1,692,000 | 3,173,000 | 3,996,000 |
| Net income | 3,505,000 | 8,008,000 | 13,407,000 | 16,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,534,000 | 105,893,000 | 111,120,000 | 114,765,000 |
| Total capital | 111,468,000 | 115,509,000 | 121,160,000 | 125,295,000 |
| Risk-weighted assets | 860,675,000 | 916,327,000 | 940,611,000 | 1,001,359,000 |