Call reports 2018
FIRST SAVINGS BANK — 2018
What FIRST SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,005,065,000 | 1,032,188,000 | 1,030,633,000 | 1,071,570,000 |
| Total loans | 713,431,000 | 728,178,000 | 745,735,000 | 781,669,000 |
| Allowance for loan losses | 8,864,000 | 9,026,000 | 9,323,000 | 9,620,000 |
| Securities available for sale | 189,739,000 | 208,081,000 | 184,384,000 | 186,267,000 |
| Securities held to maturity | 2,725,000 | 2,687,000 | 2,606,000 | 2,570,000 |
| Trading assets | 5,749,000 | 0 | 0 | 0 |
| Total deposits | 760,889,000 | 837,109,000 | 823,359,000 | 844,229,000 |
| Interest-bearing deposits | 596,086,000 | 677,894,000 | 643,410,000 | 663,035,000 |
| Noninterest-bearing deposits | 164,803,000 | 159,215,000 | 179,949,000 | 181,194,000 |
| Equity capital | 92,000,000 | 94,418,000 | 105,844,000 | 110,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,138,000 | 21,337,000 | 32,709,000 | 44,494,000 |
| Interest expense | 1,423,000 | 3,122,000 | 4,931,000 | 6,834,000 |
| Net interest income | 8,715,000 | 18,215,000 | 27,778,000 | 37,660,000 |
| Noninterest income | 2,603,000 | 5,848,000 | 10,416,000 | 16,224,000 |
| Noninterest expense | 8,218,000 | 16,372,000 | 26,524,000 | 37,992,000 |
| Provision for loan losses | 371,000 | 637,000 | 891,000 | 1,206,000 |
| Pretax income | 2,729,000 | 7,055,000 | 10,784,000 | 14,690,000 |
| Income tax | 494,000 | 1,318,000 | 2,137,000 | 2,794,000 |
| Net income | 1,659,000 | 4,590,000 | 7,299,000 | 10,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,568,000 | 80,249,000 | 92,958,000 | 96,026,000 |
| Total capital | 86,432,000 | 89,275,000 | 102,281,000 | 105,646,000 |
| Risk-weighted assets | 787,257,000 | 776,912,000 | 791,397,000 | 825,834,000 |