Call reports 2017
FIRST SAVINGS BANK — 2017
What FIRST SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 837,978,000 | 871,804,000 | 888,313,000 | 927,541,000 |
| Total loans | 573,442,000 | 597,754,000 | 620,193,000 | 654,846,000 |
| Allowance for loan losses | 7,718,000 | 7,995,000 | 8,092,000 | 8,511,000 |
| Securities available for sale | 174,976,000 | 178,031,000 | 178,111,000 | 176,502,000 |
| Securities held to maturity | 2,988,000 | 2,955,000 | 2,878,000 | 2,844,000 |
| Trading assets | 6,388,000 | 5,819,000 | 7,175,000 | 6,639,000 |
| Total deposits | 634,617,000 | 676,898,000 | 672,328,000 | 677,821,000 |
| Interest-bearing deposits | 532,406,000 | 578,307,000 | 573,071,000 | 574,229,000 |
| Noninterest-bearing deposits | 102,211,000 | 98,591,000 | 99,257,000 | 103,592,000 |
| Equity capital | 83,680,000 | 87,532,000 | 89,656,000 | 91,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,210,000 | 16,878,000 | 25,893,000 | 35,312,000 |
| Interest expense | 1,032,000 | 2,164,000 | 3,434,000 | 4,807,000 |
| Net interest income | 7,178,000 | 14,714,000 | 22,459,000 | 30,505,000 |
| Noninterest income | 1,897,000 | 4,012,000 | 6,798,000 | 9,906,000 |
| Noninterest expense | 6,102,000 | 12,498,000 | 19,392,000 | 26,023,000 |
| Provision for loan losses | 375,000 | 696,000 | 995,000 | 1,457,000 |
| Pretax income | 2,598,000 | 5,562,000 | 8,900,000 | 12,961,000 |
| Income tax | 499,000 | 1,098,000 | 2,032,000 | 2,720,000 |
| Net income | 2,099,000 | 4,464,000 | 6,868,000 | 10,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,297,000 | 74,001,000 | 76,628,000 | 79,984,000 |
| Total capital | 79,015,000 | 81,996,000 | 84,720,000 | 88,495,000 |
| Risk-weighted assets | 653,219,000 | 672,391,000 | 693,453,000 | 717,990,000 |