Call reports 2016
FIRST SAVINGS BANK — 2016
What FIRST SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 758,425,000 | 772,671,000 | 794,059,000 | 820,346,000 |
| Total loans | 490,646,000 | 506,991,000 | 523,947,000 | 559,154,000 |
| Allowance for loan losses | 6,751,000 | 6,969,000 | 7,122,000 | 7,419,000 |
| Securities available for sale | 177,500,000 | 175,858,000 | 174,503,000 | 173,371,000 |
| Securities held to maturity | 3,445,000 | 3,407,000 | 3,166,000 | 3,103,000 |
| Trading assets | 9,131,000 | 8,802,000 | 9,255,000 | 9,138,000 |
| Total deposits | 569,769,000 | 576,559,000 | 582,405,000 | 627,352,000 |
| Interest-bearing deposits | 491,440,000 | 495,557,000 | 499,544,000 | 532,141,000 |
| Noninterest-bearing deposits | 78,329,000 | 81,002,000 | 82,861,000 | 95,211,000 |
| Equity capital | 78,912,000 | 81,465,000 | 83,409,000 | 81,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,130,000 | 14,589,000 | 22,307,000 | 30,235,000 |
| Interest expense | 988,000 | 2,063,000 | 3,078,000 | 4,100,000 |
| Net interest income | 6,142,000 | 12,526,000 | 19,229,000 | 26,135,000 |
| Noninterest income | 1,208,000 | -1,522,000 | 1,059,000 | 3,097,000 |
| Noninterest expense | 5,292,000 | 10,900,000 | 16,836,000 | 22,614,000 |
| Provision for loan losses | 125,000 | 428,000 | 637,000 | 943,000 |
| Pretax income | 1,933,000 | -324,000 | 2,815,000 | 5,675,000 |
| Income tax | 425,000 | -3,896,000 | -3,314,000 | -2,618,000 |
| Net income | 1,508,000 | 3,572,000 | 6,129,000 | 8,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,448,000 | 63,954,000 | 61,934,000 | 69,148,000 |
| Total capital | 69,199,000 | 70,923,000 | 69,056,000 | 76,567,000 |
| Risk-weighted assets | 559,707,000 | 594,414,000 | 609,344,000 | 637,798,000 |