Call reports 2015
FIRST SAVINGS BANK — 2015
What FIRST SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 720,732,000 | 724,857,000 | 743,136,000 | 738,899,000 |
| Total loans | 451,879,000 | 454,514,000 | 470,562,000 | 468,478,000 |
| Allowance for loan losses | 6,514,000 | 6,520,000 | 6,624,000 | 6,644,000 |
| Securities available for sale | 183,394,000 | 180,097,000 | 178,338,000 | 174,119,000 |
| Securities held to maturity | 5,012,000 | 4,942,000 | 4,620,000 | 4,544,000 |
| Trading assets | 5,229,000 | 8,770,000 | 9,044,000 | 7,510,000 |
| Total deposits | 553,612,000 | 545,495,000 | 549,631,000 | 553,024,000 |
| Interest-bearing deposits | 474,337,000 | 461,447,000 | 462,088,000 | 461,532,000 |
| Noninterest-bearing deposits | 79,275,000 | 84,048,000 | 87,543,000 | 91,492,000 |
| Equity capital | 75,026,000 | 75,412,000 | 77,901,000 | 76,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,918,000 | 13,828,000 | 20,962,000 | 28,077,000 |
| Interest expense | 905,000 | 1,798,000 | 2,720,000 | 3,647,000 |
| Net interest income | 6,013,000 | 12,030,000 | 18,242,000 | 24,430,000 |
| Noninterest income | 966,000 | 2,834,000 | 4,564,000 | 5,856,000 |
| Noninterest expense | 4,742,000 | 9,846,000 | 15,354,000 | 20,634,000 |
| Provision for loan losses | 211,000 | 420,000 | 652,000 | 652,000 |
| Pretax income | 2,026,000 | 4,598,000 | 6,800,000 | 9,000,000 |
| Income tax | 510,000 | 905,000 | 1,368,000 | 1,923,000 |
| Net income | 1,516,000 | 3,693,000 | 5,432,000 | 7,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,589,000 | 60,768,000 | 62,509,000 | 61,137,000 |
| Total capital | 64,917,000 | 67,210,000 | 69,038,000 | 67,781,000 |
| Risk-weighted assets | 506,132,000 | 515,244,000 | 522,228,000 | 547,450,000 |