Call reports 2014
FIRST SAVINGS BANK — 2014
What FIRST SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 699,744,000 | 696,988,000 | 707,149,000 | 717,420,000 |
| Total loans | 434,692,000 | 429,934,000 | 440,427,000 | 447,695,000 |
| Allowance for loan losses | 6,060,000 | 5,992,000 | 6,250,000 | 6,450,000 |
| Securities available for sale | 182,940,000 | 185,780,000 | 184,709,000 | 183,288,000 |
| Securities held to maturity | 5,825,000 | 5,744,000 | 5,420,000 | 5,350,000 |
| Trading assets | 5,099,000 | 5,254,000 | 5,319,000 | 4,680,000 |
| Total deposits | 531,319,000 | 534,928,000 | 542,007,000 | 531,543,000 |
| Interest-bearing deposits | 470,441,000 | 467,676,000 | 477,083,000 | 461,254,000 |
| Noninterest-bearing deposits | 60,878,000 | 67,252,000 | 64,924,000 | 70,289,000 |
| Equity capital | 76,507,000 | 76,954,000 | 78,983,000 | 73,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,986,000 | 13,904,000 | 20,752,000 | 27,757,000 |
| Interest expense | 840,000 | 1,662,000 | 2,488,000 | 3,372,000 |
| Net interest income | 6,146,000 | 12,242,000 | 18,264,000 | 24,385,000 |
| Noninterest income | 1,283,000 | 2,286,000 | 3,426,000 | 4,436,000 |
| Noninterest expense | 4,708,000 | 9,333,000 | 13,933,000 | 18,654,000 |
| Provision for loan losses | 303,000 | 602,000 | 944,000 | 1,151,000 |
| Pretax income | 2,418,000 | 4,715,000 | 6,935,000 | 9,138,000 |
| Income tax | 687,000 | 1,306,000 | 1,890,000 | 2,465,000 |
| Net income | 1,731,000 | 3,409,000 | 5,045,000 | 6,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,257,000 | 61,480,000 | 63,160,000 | 57,328,000 |
| Total capital | 67,924,000 | 67,108,000 | 68,963,000 | 63,212,000 |
| Risk-weighted assets | 449,134,000 | 449,926,000 | 463,764,000 | 474,320,000 |