Call reports 2013
FIRST SAVINGS BANK — 2013
What FIRST SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 651,634,000 | 647,566,000 | 655,599,000 | 682,402,000 |
| Total loans | 400,724,000 | 410,088,000 | 414,330,000 | 425,130,000 |
| Allowance for loan losses | 5,389,000 | 5,335,000 | 5,538,000 | 5,971,000 |
| Securities available for sale | 170,566,000 | 165,093,000 | 164,189,000 | 174,730,000 |
| Securities held to maturity | 7,285,000 | 6,796,000 | 6,417,000 | 6,184,000 |
| Trading assets | 3,851,000 | 2,277,000 | 3,210,000 | 4,154,000 |
| Total deposits | 496,244,000 | 486,394,000 | 480,453,000 | 498,047,000 |
| Interest-bearing deposits | 442,208,000 | 432,553,000 | 427,692,000 | 444,219,000 |
| Noninterest-bearing deposits | 54,036,000 | 53,841,000 | 52,762,000 | 53,828,000 |
| Equity capital | 83,150,000 | 80,240,000 | 80,057,000 | 76,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,999,000 | 13,687,000 | 20,410,000 | 27,142,000 |
| Interest expense | 997,000 | 1,895,000 | 2,768,000 | 3,634,000 |
| Net interest income | 6,002,000 | 11,792,000 | 17,642,000 | 23,508,000 |
| Noninterest income | 925,000 | 1,907,000 | 3,073,000 | 4,024,000 |
| Noninterest expense | 4,527,000 | 8,903,000 | 13,434,000 | 17,895,000 |
| Provision for loan losses | 550,000 | 1,109,000 | 1,406,000 | 1,707,000 |
| Pretax income | 1,850,000 | 3,687,000 | 5,875,000 | 7,931,000 |
| Income tax | 492,000 | 1,004,000 | 1,624,000 | 2,184,000 |
| Net income | 1,358,000 | 2,683,000 | 4,251,000 | 5,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,510,000 | 65,844,000 | 66,515,000 | 62,979,000 |
| Total capital | 70,598,000 | 71,048,000 | 71,828,000 | 68,558,000 |
| Risk-weighted assets | 403,976,000 | 412,892,000 | 421,409,000 | 442,004,000 |